Small Business

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Departments and Agencies

Informational Pages

  • Begin New Venture Center
    Begin New Venture Center offers business assistance to start-ups, early-stage companies, and non-profit organizations.
  • Business Consortium Fund
    The Business Consortium Fund provides contract financing to certified minority businesses through a network of local participating banks and National Minority Supplier Development Council affiliates.
  • Business Site Selection
    Site Selection assists businesses in selecting office and industrial buildings and vacant land sites within the City of St. Louis.
  • Center for Emerging Technology
    Center for Emerging Technology supports technology driven economic development.
  • Community Partners in Business Development
    Commercial District Managers work with many organizations to facilitate business development in St. Louis.
  • Enhanced Enterprise Zone
    Both the City and State offer tax incentives to businesses investing within certain areas of the City called the Enhanced Enterprise Zone.
  • Facade Program Overview
    Overview of the Facade or Neighborhood Commercial District Improvement Program (NCDIP). Including eligible applicants, eligible projects, and the application process.
  • Grace Hill Women's Business Center
    Grace Hill Women's Business Center provides direct services to minority and women entrepreneurs.
  • Justine Petersen Housing and Reinvestment Corporation
    Find a description of programs, services and contact information for Justine Petersen Housing and Reinvestment Corporation.
  • LDC Commercial Loan
    The St. Louis Local Development Co. (LDC) has the ability to provide direct, low interest, subordinated loans for working capital, equipment purchase, land and building acquisition, and construction or leasehold improvements.
  • Missouri Linked Deposit Program
    Missouri Linked Deposit Program is a state administered program that invests in approved banks that ultimately result in reduced interest passed on to Missouri small businesses.
  • Missouri Quality Jobs
    Missouri Department of Economic Development-administered tax incentive program targeted towards technology, small business, and high impact businesses. Certain industries are excluded.
  • Missouri Small Business Development Center
    Missouri Small Business Development Center delivers up-to-date counseling, training and technical assistance in all aspects of small business management.
  • Neighborhood Commercial District Improvement Program
    This program works to stabilize and revitalize commercial business districts and assists small businesses that serves these neighborhoods.
  • Real Estate Tax Abatement
    Tax abatement for real estate development in the City of St. Louis.
  • Rebuilding Communities
    Rebuilding Communities Tax Act provides State tax incentives for eligible businesses which relocate or invest in a designated 'Rebuilding Community.' The entire City of St. Louis is eligible for this program.
  • Resources for Missouri, Inc.
    Resources for Missouri, Inc. is an intermediary lender for the SBA's Micro Loan Program available to entrepreneurs operating existing or start-up businesses that have not been able to obtain traditional financing.
  • SBA 504 Loan Program
    SBA 504 loans are geared toward healthy, expanding for-profit businesses seeking long term, low down-payment financing for major fixed assets. It cannot be used for working capital or inventory.
  • SBA 7(a) Loan Guaranty Program
    SBA 7(a) Loan Guaranty Program enables lenders to provide financing to small businesses when funding is otherwise unavailable on reasonable terms.
  • Small Loan Advantage Initiative
    SBA's Small Loan Advantage Initiative (SLA) lending is available to entrepreneurs that meet the normal requirements for an SBA business loan guaranty and have an average, or better, credit score and financing needs of $350,000, or less. Most commercial banks are able to make SBA-guaranteed loans, including the SLA and Standard 7(a) Loan Program and International Trade Loan. Contact a commercial loan officer at the bank of your choice for more information or call the SBA's St. Louis District Office at 314-539-6600 and ask for a lender relations specialist for more information.
  • St. Louis Business Development Fund
    The St. Louis Business Development Fund is a risk lending pool for projects considered too risky for conventional financing. There is no company size or industry limit.
  • St. Louis Enterprise Centers-Midtown
    St. Louis Enterprise Centers-Midtown is an affordable incubation center for local entrepreneurs.
  • Urban Enterprise Loan
    Brief description and contact information for Urban Enterprise Loan

External Resources

  • Businesses of Old North United
    Old North St. Louis is one of the city's oldest neighborhoods and is undergoing a rapid transformation with many new businesses and residents. The Businesses of Old North United is a community forum for businesses in Old North Saint Louis to exchange ideas and resources and seeks to attract new businesses and retain existing businesses.
  • Central West End Association
    The Central West End is a full-service, walkable neighborhood anchored by large institutions and universities, Forest Park and beautiful residential neighborhoods. The CWEA facilitates events and invests in infrastructure to promote and enhance the quality of life in the neighborhood.
  • Chippewa-Broadway Business Association
    Founded in 1923, the CBBA has worked continuously to create and foster a friendly, cooperative spirit among both businesses and residents for the betterment of the Chippewa-Broadway-Jefferson area. The association works to accomplish these goals through youth empowerment programs, beautification initiatives and special events.
  • Dogtown Business Merchants Association
    Home of the St. Patrick's Day Parade, Dogtown is a unique neighborhood with restaurants, pubs and distinctive shopping venues. The DBMA primarily facilitates the development of the Clayton-Tamm commercial district by facilitating events and marketing the district.
  • Downtown Dutchtown Business Association (DT2)
    Dutchtown is a diverse and centrally located neighborhood with many eclectic shops and populat restaurants. DT2 helps sharpen the competitiveness of existing business owners and recruit compatible new businesses in Dutchtown.
  • Forest Park South Business Association
    The Forest Park South Business Association encompasses the Forest Park Southeast and Central West End neighborhoods.The FPSBA advances the mutual interests of commercial, institutional and industrial entities with event promotion and sponsorship, public infrastructure development and community planning endeavors.
  • Grand Center
    Grand Center is a hub of art and cultural institutions in St. Louis. Grand Center is a non-profit that facilitates the growth and development of the district through planning initiatives and events.
  • Hampton-Chippewa Business Association
    The Hampton-Chippewa District is home to a wide-variety of businesses serving the needs of the neighborhood, from American-made boots to world famous custard. HCBA sponsors and hosts a range of community events.
  • Kingsway Merchants' Assocation
    The Kingsway Merchant's Association has been working since 1983 to support and improve the business vitality in the Kingsway Business District, one of our largest districts. The KMA is comprised of member businesses and other concerned residents, who are all working together for the continued support the business community by attracting and retaining businesses and events promotion.
  • Lafayette Square Business Association
    Lafayette Square is an upscale shopping and dining district containing some of the city's most beautiful architecture. The LSBA in partnership with residents facilitates business development in the neighborhood by developing and promoting special events and investing in physical improvements.
  • Locust Business District
    The Locust Business District is an emerging graphic arts/tech driven, entertainment and loft district in Midtown. The LBD is a community improvement district that promotes business development through aggressive event promotion, physical infrastructure development and neighborhood security.
  • Macklind Business District
    The Macklind Business District offers unique local services to the South Hampton community. The MBD promotes and maintains their unique mix of home-grown, local businesses along Macklind Avenue with events and beautification projects.
  • Ninth District Police Business Association
    The Ninth District is an alliance between businesses and the St. Louis Police Department. It fosters cooperation and support for the 9th District police officers and their work of protecting citizens and businesses in the 9th District.
  • Old North St. Louis Restoration Group
    Old North St. Louis is a diverse, up and coming neighborhood featuring the Crown Square Business Corridor and some of the city's most elegant vernacular architecture. Priding themselves for their rich history, as well as their exciting future, ONSL seeks to attract independent businesses to their newly developed mainstreet.
  • Second District Police Business Association
    SDPBA is a coalition of businesses and the St. Louis Police Department created to foster a safe environment for businesses and residents in the Second district.
  • Skinker DeBaliviere Community Council
    Skinker-Debaliviere is a diverse residential neighborhood that contains the Loop Business District. SCBD manages the Delmar Commercial Committee, which promotes business development in the Loop and DeBaliviere Place.
  • Soulard Business Association
    Soulard or "the Island" is St. Louis' oldest neighborhood and boosts one of the largest Mardis Gras celebrations in the world; Soulard has features diverse shops, restaurants and bars. The Soulard Business Association supports and promotes the surrounding historic neighborhood through a variety of special events, public improvements and marketing campaigns.
  • South Broadway Merchants' Association
    The Carondolet neighborhood has a diversity of businesses from small shops and bars to industrial plants. SBMA strives to improve the overall business climate in the Carondelet neighborhood by partnering with local government and residents to attract and retain businesses.
  • South Grand Community Improvement District
    The South Grand District is a hub of the of St. Louis international community and offers a variety of ethnic restaurants, small shops and bars. The South Grand CID enhances the community by promoting safety, cleanliness, commercial tenant retention, and infrastructure improvements.
  • St. Louis Healthy Cornerstore Project
    The St. Louis Healthy Cornerstore Project is a partnership between the City of St. Louis, the University of Missouri Extension and St. Louis Development Corporation to improve neighborhood access to healthy, affordable foods.
  • St. Louis Small Business Monthly
    St. Louis Small Business Monthly is a monthly publication for small business owners
  • The Grove Community Improvement District
    The Grove is a diverse and LGBT friendly entertainment district within the Forest Park Southeast Neighborhood. The Grove CID promotes events and markets the district, while continuously investing in infrastructure and security.
  • The Hill Business Association
    The Hill Business Association serves to promote the internationally known Italian neighborhood of St. Louis. The HBA sponsors events that attract visitors, and in the process, promotes the business community of the Hill, which has grown to include unique specialty retail and restaurants.
  • The Loop Special Business District
    The Loop is a dynamic, entertainment and shopping District connecting University City and the City of Saint Louis. The Loop SBD invests in infrastructure, facilitates business development and retention and promotes events to develop and enhance the Loop District.
  • Tower Grove Business Association
    The Tower Grove Business Association has a variety of retail shops, restaurants and services along Morganford and nearby commercial corridors such as Tower Grove and Shaw. The TGBA promotes area businesses through unique events and efforts to attract and retain businesses.
  • Watson Business District
    The Watson Business District is anchored by the Lindenwood Park neighborhood and contains many unique shops, medical and service firms, schools, churches, and exceptional restaurants and bars. The Watson Business District is an emerging business association that invests in projects to market and beautify the district.

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