Business Development Financing

Links to tax incentives, bonds, and loan programs available through the City of St. Louis.

Bond and Loan Programs

Business Consortium Fund
The Business Consortium Fund provides contract financing to certified minority businesses through a network of local participating banks and National Minority Supplier Development Council affiliates.

Historic Tax Credits
The Missouri State and Federal Historic Tax Credit Programs provides an incentive for the redevelopment of commercial and residential historic structures.

Ida Bond Refunding Application - Fillable Form
Ida Bond Refunding Application - Fillable Form Document

Justine Petersen Housing and Reinvestment Corporation
Find a description of programs, services and contact information for Justine Petersen Housing and Reinvestment Corporation.

LDC Commercial Loan
The St. Louis Local Development Co. (LDC) has the ability to provide direct, low interest, subordinated loans for working capital, equipment purchase, land and building acquisition, and construction or leasehold improvements.

Missouri Linked Deposit Program
Missouri Linked Deposit Program is a state administered program that invests in approved banks that ultimately result in reduced interest passed on to Missouri small businesses.

Missouri Quality Jobs
Missouri Department of Economic Development has replaced this program with the Missouri Works Program.

Missouri Works Program
Missouri Department of Economic Development-administered tax incentive program designed to facilitate the creation of quality jobs. Some business types are excluded.

Real Estate Tax Abatement
Tax abatement for real estate development in the City of St. Louis.

Rebuilding Communities
Rebuilding Communities Tax Act provided State tax incentives for eligible businesses which relocate or invest in a designated 'Rebuilding Community.' This program has been replaced with Missouri Works.

Resources for Missouri, Inc.
Resources for Missouri, Inc. is an intermediary lender for the SBA's Micro Loan Program available to entrepreneurs operating existing or start-up businesses that have not been able to obtain traditional financing.

SBA 504 Loan Program
SBA 504 loans are geared toward healthy, expanding for-profit businesses seeking long term, low down-payment financing for major fixed assets. It cannot be used for working capital or inventory.

SBA 7(a) Loan Guaranty Program
SBA 7(a) Loan Guaranty Program enables lenders to provide financing to small businesses when funding is otherwise unavailable on reasonable terms.

Small Loan Advantage Initiative
SBA's Small Loan Advantage Initiative (SLA) lending is available to entrepreneurs that meet the normal requirements for an SBA business loan guaranty and have an average, or better, credit score and financing needs of $350,000, or less.

St. Louis Business Development Fund
The St. Louis Business Development Fund is a risk lending pool for projects considered too risky for conventional financing. There is no company size or industry limit.

Tax Exempt Revenue Bond Financing
Brief description and contact information for Tax Exempt Revenue Bond Financing.

Urban Enterprise Loan
Brief description and contact information for Urban Enterprise Loan

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