Department of Human Services

Making Health Insurance Make Sense

Answers to Some of the Most Commonly Asked Questions

July 2, 2014 | 2 min reading time

This article is 11 years old. It was published on July 2, 2014.

cmslogo



Q:Now that I have health care coverage through the new Health Insurance Marketplace, are there materials available for me and my family to understand how to use this new health insurance?

A:Thanks to the health care law, millions of Americans now have quality health coverage through the Health Insurance Marketplace, Medicaid and the Children's Health Insurance Program (CHIP).  You, or someone you know, may have health coverage for the very first time, or after many years without coverage.

The Centers for Medicare &Medicaid Services (CMS) has launched a new nationwide initiative, Coverage to Care, to help you, and all the newly covered, get the information you need to know, such as:

·How to make the most of your health care coverage

·How to find the right doctor

·When and where to seek treatment, for example, emergency room care only should be used in the case of an emergency

·Why getting the right preventive services is important

To help answer questions you might have about your new health care coverage, and to use it appropriately to get the care and preventive services that are right for you, Coverage to Care has a number of tools available at marketplace.cms.gov/c2c.  Many are available in both English and Spanish, and more resources will be developed over the next few months.

The "Roadmap to Better Care and a Healthier You" includes eight steps which will walk you through everything you need to know to make the most of your coverage, including what common health care coverage terms mean;how to prepare for an appointment with a provider;what to expect when visiting the doctor's office;and how to take advantage of preventive services that can help you stay healthy. The Roadmap also has a lot of information for you that you can refer back to as you journey to better health and well-being, including a list of resources and a personal health screening log.

Another tool is a series of videos that contain tips for you to navigate your new health plan and fully enjoy its benefits. Videos include segments on "Understanding the Plan;" "Words to Know;" "Finding a Provider;" "Making an Appointment;" and "My First Visit."

It's great to have the security and peace of mind that comes from having quality health care coverage.But it's important to fully understand when, where, and how to use it to get the right care in the right place at the right time—and not just when you're sick, but to stay well. The Coverage to Care resources can help you do that, and help you stay healthy and make the most of your health coverage.

Most Read News

  1. St. Louis Sees Historically Low Crime in First Two Months of 2025 St. Louis saw a historic decrease in crime in the first two months of 2025.
  2. New Data Show St. Louis City Continues To See Decrease in Homicides and Other Crime Newly released crime data for August 2024 shows that the City of St. Louis continues to successfully decrease the amount of crime, including homicides, occurring in the City.
  3. Crime Remains on Downward Trend as St. Louis Sees Fewest Homicides Since 2013 The City had 150 homicides in 2024, the lowest number of homicides in 11 years. Overall, crime was down 15% year-over-year.

Was this page helpful?      



Comments are helpful!
500 character limit

Feedback is anonymous.