Financial Resources

Better Family Life Step Up to Home Ownership Program 

Better Family Life Inc is a St. Louis nonprofit that serves low- to moderate-income individuals and families through workforce, housing, and economic empowerment programs. Its Step Up to Home Ownership Program provides financial literacy education, credit counseling, and homebuyer preparation to help residents build long-term financial stability and achieve homeownership. BFL offers rent, utilities, and basic need support. It also provides credit counseling, saving strategies, and homebuyer education.

Phone: 314-367-3440
Website: Better Family Life

Graceful Guardians Senior Program

Guardian Angel’s Graceful Guardians Senior Program helps older adults (60+) gain the skills, resources, and connections to live independently, experience less social isolation, and improve their overall well-being. These services are provided free of charge and include life skills workshops, housing assistance, food access, and more.

Phone: 314-773-9027
Website: Graceful Guardians Senior Program

Guardian Angel Settlement Association Self-Sufficiency Education

Guardian Angel offers a wide variety of educational resources and workshops throughout the year to help members build stability and reach their goals, including financial literacy, healthy cooking, helpful parenting courses, and more. All upcoming classes can be found in the social services event calendar.

Phone: 314-773-9027
Website: Guardian Angel Event Calendar

Justine Petersen

Justine Petersen is a nonprofit connecting institutional resources with the needs of low-to-moderate-income individuals and families, helping them to build assets and create enduring change.

• Credit building
• Financial education
• Homeownership preparation and retention
• Micro-enterprise lending and training

Phone: 314-533-2411
Website: Justine Petersen

LifeWise Economic Wellness

Through one-on-one coaching, financial education and access to credit and wealth building financial products, members receive economic wellness services that provide the support needed to achieve their economic goals.

• Obtain and review credit reports
• Create debt-reduction plans, savings goals, and plans
• Access healthy wealth-building and credit-building products

Phone: 314-421-0400
Website: LifeWise Economic Wellness

Mission: St. Louis (Beyond Jobs) cohort – 
Prosperity Connection/Commerce Bank partnership

Mission: St. Louis is a nonprofit serving the St. Louis region that helps low-income residents and individuals impacted by the justice system achieve financial stability through its Beyond Jobs program. The program provides workforce development, financial literacy education, career coaching, and employment support to promote long-term economic independence. Additionally, they partner with Prosperity Connections and Commerce Bank on money management and credit counseling programs.

• Workforce development and job training through the Beyond Jobs program
• Reentry employment services for individuals impacted by the justice system

Phone: 314- 280- 1119
Website: Mission St. Louis

Office of Financial Empowerment

The St. Louis Office of Financial Empowerment (“OFE”) is a public-private partnership that helps citizens make better financial decisions. 

• Provides financial management classes on various topics, including How to Purchase a Home; Entrepreneurship; Investing; and Public Service Student Loan Forgiveness
• Includes the College Kids Program, which provides all Kindergarten students in St. Louis Public and Charter schools with a savings account for post-secondary education

Phone: 314-350-3916
Website: Office of Financial Empowerment

Prosperity Connection

Prosperity Connection is a nonprofit providing financial education services at no cost to St. Louisans.

• Financial education classes
• Credit report reviews
• Financial coaching services

Phone: 314-499-9698 (English) 314-917-3871 (Spanish)
Website: Prosperity Connection

Rung For Women

Rung For Women is a nonprofit providing career accelerator programs to women including:

• Career coaching
• Comprehensive wellness amenities
• Compensation and financial coaching
• Career advancement

Phone: 314-451-8500
Website: Rung For Women

St. Louis Bar Foundation - Pro Se Assistance Program

The St. Louis Bankruptcy Pro Se Assistance Program ("PSAP") is a free legal clinic designed to help individuals without an attorney answer legal questions about bankruptcy, including how bankruptcy may be used to help prevent foreclosure. The PSAP provides self-represented (a.k.a, pro se) debtors with an opportunity to meet with a volunteer private attorney for a free consultation.

Phone: 314-421-4134
Website: St. Louis Bar Foundation - Pro Se Assistance Program

Urban League Financial Literacy

The Urban League Financial Literacy Training program is designed to teach participants how to make smart money management decisions. Participants in the program learn:

• how to manage household budgets
• basic checking and savings account management
• understanding credit reports
• how to improve negative credit ratings
• how to recognize signs of predatory lending

Phone: 314-615-3600
Website: Urban League Financial Literacy

YWCA Metro St. Louis (WorkREADI Program) 

The YWCA Metro St. Louis WorkREADI program is a free workforce development program. Participants enrolled in the WorkREADI program are trained and placed in careers with their regional industry partners, enrolled in an education program, or enrolled in an apprenticeship program. 2-4 week program that builds power skills, job readiness, attitudinal training, resume building, financial literacy.

Phone: 314-427-4940
Website: WorkREADI - YWCA Metro St. Louis