Employee Benefits

The Employee Benefits Section administers the full spectrum of employee benefit programs available to City employees and their families. The Benefits Section also administers the Retiree and COBRA insurance programs.

Email (314) 622-5743 More contact info

The Employee Benefits Section provides a variety of programs to help meet the health and welfare needs of the City's diverse workforce, such as medical health insurance; pharmacy benefits; dental and life insurance; employee wellness program; cancer, intensive care, short-term disability, and accident insurance. For retirement benefits visit the Employee Retirement Systems department.

Review a basic summary of the City of St. Louis Benefits offered.

Medical, Pharmacy, Dental

Dental Insurance
The City offers two dental insurance plan. Providers are Dental Source and Delta Dental.

Medical Insurance
Medical Insurance for eligible City of St. Louis Employees is provided through Anthem Blue Cross Blue Shield

Prescription Drug Coverage
Learn about copays, covered drugs, generics and specialty prescriptions.

Transparency in Coverage
The Transparency in Coverage Rules require certain group health plans to disclose information regarding in-network provider rates and historical out-of-network allowed amounts and billed charges for covered items and services.


Health Coverage Waiver Form
Complete only if you do not want coverage under the City Health Plan

New Employee Information
Information for new employees about benefits.

Open Enrollment for City of St. Louis
The 2024 open enrollment period is April 24-May 12, 2023.

Special Enrollment
Employees and their dependents may be eligible to join the plan outside of Open Enrollment if they qualify for special enrollment.

Other Insurance

Cancer, Intensive Care, Short Term Disability, and Accident Insurance
Cancer, Intensive Care, Short Term Disability, and Accident Insurance are offered through both AFLAC and Washington National insurance companies.

Employee & Dependent Life Insurance
Employee and Dependent Life Insurance is offered through The Standard Insurance Company.

Legal Insurance
Legal insurance for employees is offered through MetLife.

Long-term Disability Insurance
The City of St. Louis offers Long-term Disability Insurance to eligible employees through The Hartford.

Vision Discount
A vision discount for City employees is offered through Crown Vision Center.

Other Information

City of St. Louis Benefit Premium Only Plan (POP)
Information Regarding the Premium Only Plan, A Section 125 Cafeteria Plan

COBRA Insurance
The City of St. Louis offers the option of COBRA Group Health Plan coverage to eligible City employees.

Deferred Compensation Plan
How to enroll in the City of St. Louis Public Employees Deferred Compensation 457 Plan which allows eligible employees to accumulate additional retirement savings on a tax-favored basis.

Employee Wellness
The City of St. Louis offers an Employee Wellness Program funded through a partnership with BJC

HIPAA Privacy Notice
This notice describes how health information about you may be used and disclosed and how you can get access to this information.

Contact Information

Email: CityEmployeeBenefits@stlouis-mo.gov

Phone: (314) 622-5743
Police Benefits: (314) 589-8105
Fax: (314) 622-4719

Monday-Friday 8:30 AM - 5:00 PM

1114 Market Street , Suite 700
Saint Louis, Missouri 63101

Map for the above address
Get directions to this address

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